Medical Malpractice Underwriter (Physicians)

General Summary:

This position is responsible for the profitable growth of an assigned book of business, utilizing underwriting policies and guidelines. The Underwriting Account Manager will have a thorough understanding of company strategies and appetites and will use internal and external data to make appropriate individual and portfolio risk decisions.

Essential Duties & Responsibilities:

• Underwrite physician accounts within the scope of assigned underwriting authority
• Review and prepare quotation proposals on new business submissions
• Manage assigned book of business to a target loss ratio
• Make decisions whether to renew or non-renew business based on loss ratio or other U/W criteria
• Process various policy endorsements and policy issuance
• Demonstrates in-depth knowledge of company products and appetite while clearly communicating company position at the point of sale
• Produce form letters on account status to brokers/clients
• Input accounts in database
• Produce analyses and reports on an as needed basis
• Assist with projects on an as needed basis
• Assist with Claims Coverage verification as needed
• Follow -up with brokers/clients on requested documents
• Conduct visits/meetings with our brokers & clients, establish and maintain effective relationships and communications
• Keep abreast of industry and regulatory trends and requirements
• Other duties as may be assigned

Education & Qualifications:

• Bachelor’s Degree, or equivalent business experience required. RPLU or CPCU designation desired.
• 5+ years of previous medical malpractice or healthcare underwriting experience required; physician’s lines preferred
• Knowledge of underwriting processes, coverages and tools to gather and evaluate information in order to reach appropriate decisions on renewals and new business
• Proficient in Microsoft Office Suite
• Ability to maintain a cooperative, courteous and professional relationship with colleagues, insureds, brokers and management
• Must be an independent worker who is detail-oriented and have good organizational skills.
• Excellent written and oral communication skills
• Ability to function in a professional office environment and utilize standard office equipment